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Standard Chartered Super Value Titanium Card

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The Standard Chartered Bank is one of the efficient banks in India. It offers great services for corporate and institutional banking across the country. Other than that, it offers a wide range of credit cards for all its customers.

Some of the credit cards of Standard Chartered Bank are Standard Chartered Super Value Titanium Card, Standard Chartered Emirates World Credit Card, Standard Chartered Manhattan Platinum Card, Standard Chartered Ultimate Card, Standard Chartered Platinum Rewards Card, Super Value Titanium Card, and many more. Here, we will talk about the Super Value Titanium Card.

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Standard Chartered Super Value Titanium Card is an exclusive card by the SCB and its users get numerous benefits to enjoy throughout the year. Read below to know more about this credit card-

Features of Standard Chartered Super Value Titanium Credit Card

The Standard Chartered Super Value Titanium Card has various features that make your every purchase easy and convenient. Read below to know about the specific features of the credit card-

Reward Points

One of the main features of Standard Chartered Super Value Titanium Card is the rewards points facility. For every purchase of Rs. 150, you will get 1 reward point. After that, you can redeem these reward points with various items listed on the website for redemption.

Fuel Surcharge Waiver

The users of Standard Chartered Super Value Titanium Card also enjoy a waiver on fuel surcharge. So, if you are a user of this card, you will get a 5% cashback of fuel transactions for fuel spends at all petrol pumps across India. You can avail of this benefit if the transaction is up to Rs. 2000.

Cashbacks

There are various criteria to earn cashback for every transaction. You can get cashback on telecom payments, utility payments.

However, there are some conditions to avail of the cashback. Firstly, the minimum transaction should be Rs. 750. You will get a maximum cashback of Rs. 100 for every transaction. Along with that, the maximum cashback for every month is Rs. 500. Now, you can easily avail of the cashback knowing according to your needs.

Add On Credit Card

You can also get an addon card with Standard Chartered Super Value Titanium Card. The addon-on cardholders will enjoy the same facility as the primary cardholder. Your family members such as your wife or husband, mother, father, sister, brother, son, and daughter. Hence, now your family members can use the add-on card for their uses and earn rewards and various benefits.

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Benefits of Standard Chartered Super Value Titanium Credit Card

As we have discussed the features of Standard Chartered Super Value Titanium Card, you need to know about the benefits. Here we have listed various benefits provided by the Standard Chartered Bank for you-

Online Banking Rewards

The Standard Chartered Super Value Titanium Card also offers rewards for online banking. So, when you register your credit card account for online banking, you will earn 500 reward points.

Save on Telephone Bill Payments

A unique benefit of Standard Chartered Super Value Titanium Card credit card is that you will get to save on your telephone bill payments. In this credit card, you will get a 5% cash back for paying telephone bills. This feature includes all service providers of the telecom industry in India.

Welcome Benefit

When you avail of this credit card for the first time, you will get the welcome benefit. hence, you will get 1000 reward points for the first swipe with the credit card. Hence, if you are going to apply for this credit card for the first time, then you will get the additional benefit per calendar year.

Annual Fee Waiver

Along with the welcome benefit, another major benefit of the Standard Chartered Super Value Titanium Card is the waiver of the annual fee for the first time. However, for the second year membership year onwards, you will enjoy a waiver of the renewal fee. But, it will also be waived if you spend Rs. 90,000 in the previous year.

Airport Lounge Access

In this Standard Chartered Super Value Titanium Card, you will get a complimentary priority pass. This priority pass gives you access to more than 1000 airport lounges across the world. Moreover, you can also use this facility once a month for free.

Online Shopping

With this credit card, you can do earn cash back for shopping online. You can purchase any item online and pay the amount through this card. It makes your work easy, and fast.

Secure and Contactless Transaction

The Standard Chartered Super Value Titanium Card is known for its unique feature i.e. Contactless payments. This will reduce your everyday hassle and make the purchasing process fast and easy. For this, you need to place the Standard Chartered Super Value Card on the card reader and the payment will be done.

Furthermore, you can still use it as a regular card. Hence, you make secure and safe transactions which also prevents any fraudulent activity with the card.

Documents Required for Standard Chartered Super Value Titanium Card

There are some documents that are required to apply for a Standard Chartered Super Value Titanium Card. We have listed them below for you-

Address Proof

As address proof, you will need the following documents that you need to submit with your application-

  • Driving license
  • Aadhar Card
  • Rental Agreement
  • Electricity Bill
  • Credit card Statements of different bank
  • Passport
Identity Proof

Here are the documents listed below required to submit-

  • Aadhaar Card
  • Passport
  • PAN Card
  • Voter ID Card
  • Government ID
  • Recent Colour Passport Sized Photograph
Income Proof

The income proof is an essential document. The requirements for salaried and self-employed individuals are different. These are the documents that you need-

  • For self-employed professionals and Businessmen-You need to submit business continuity proof, credit card statement, recent Income tax return copy.
  • For salaried processionals– You need to submit the recent salary slip.

Eligibility Criteria for Super Value Titanium Credit Card

To apply for Standard Chartered Super Value Titanium Card first, you need to check that you are eligible for the credit card or not. We have listed the required eligibility that you need to meet for this card-

Income

Self-employed and salaried professionals can apply for this credit card. The applicant should have a stable monthly income.

Credit Score

A good credit score is very important to be able to apply for this credit card. You must have 700 points of credit score to apply for the Super Value Titanium Credit Card.

Age

The age of the applicant is also an important factor for applying. The minimum age to apply for the card is 21. While the maximum age is 65 years. So, if you are below 21 years of age, you cannot apply for this card.

Redeem your Reward Points With SCB Card

After you have collected all the reward points through purchase from the credit card, it is important that you must redeem them on time. The Standard Chartered Credits has a 360 program. We have mentioned above that you can earn 1 reward point on the transaction of Rs. 150 every time. But, it will exclude the fuel, utilities, and telecom bills. But, do you know how to redeem them? Read below to know more details-

You can redeem the reward points through the online process and phone banking.

Online Process– Through the online method, it is very easy to redeem the points. You can redeem them anytime you want. For this, you can log in to your account for net banking of your credit card. A page of the rewards catalog will open on the browser. From there, you can choose any item and redeem your points from your purchase.

Phone Banking– Secondly, you can redeem the points for phone banking as well. You need to contact the customer care service and request for redeeming the reward points. You can also take help from the executive to guide you in finding the eligible rewards. After completion, it generally takes around 10 days for the reward or packages to reach your address.

Thus, with the above-mentioned process, you can redeem the reward points easily.

Items You Can Redeem

For redeeming the points, you must know what are the items that are offered by the Standard Chartered Bank. These are the items through which you can redeem reward points-

Home Items– Furnishings, Learning Items, Kitchen items, etc.

Movie– You can redeem the reward points for booking your movie tickets from websites, for example, BookMyShow.

Lifestyle– jewelry, bags, accessories, shopping vouchers, and gift vouchers for dining.

Charity– You can also redeem the reward points for charity. You can contribute 4000 points or Rs. 1000 for the “Points for People.” Then you can also contribute 500 points wort Rs. 250 to “CRY.” You can also donate to “World Vision India.”

Traveling– For traveling, you can redeem the points for flight packages, accessories, travel products, etc.

Electronics– You can also purchase electronic items such as mobile, gaming, television, headphones, camera, accessories, and many more.

How to Apply for the Super Value Titanium Card?

The process to apply for the Standard Chartered Super Value is easy. Read below to know more details to apply-

  • Visit roopya.com to directly apply for the Super Value Titanium Card.
  • Go to the “Credit Cards” option at the top.
  • Then Find the Super Value Titanium Card and click on it.
  • Then you need to enter your phone number. After that, click on the box below to agree to the terms and conditions.
  • After that, you have to fill in the details in the application form such as name. mobile number, PAN details, etc.
  • Recheck all the information thoroughly and click on Submit.
  • Upload your documents.

After submitting, you will get an application ID. This will help you to track the status of your credit card application.

Fees and Charges of Super Value Titanium Credit Card

You must know the charges and fees of this card. Read below to know more-

  • Finance Charges-3.75%
  • Joining Fees– The joining fee for Standard Chartered Credit is |Rs. 750.
  • Annual Fee– The annual fee for the Super Value Titanium Card is Rs. 750.
  • Cash Advance Fee– The fee for the cash advance is Rs. 300. You will be charged 3% on the total withdrawal amount.
  • Fee for Cash Repayment– The fee for cash repayment is Rs. 299.
  • Interest-Free Period– The interest-free period ranges between 18 days to 25 days.
  • Charges for Over Limit– You will be charged 2.5% on the total amount as over-limit charges. However, you have to pay the minimum amount is Rs. 500.
  • Late Payment Fee– No fees for an amount less than Rs. 100. Rs. 100 for the amount between Rs. 101-500. Rs. 500 for the amount between Rs. 501-Rs. 5000. Rs. 700, for the amount between Rs. 5,001-Rs. 10,000. Rs. 800 for the amount between Rs. 10,001-Rs. 25,000. Rs. 1200 for the amount of more than Rs. 25,000.

These are the above-mentioned charges and fees that you must pay on time. Non-payment of bills can increase your late payment fees which can further lead to the declination of your credit card.

Balance Transfer Facility of Standard Chartered Credit Card

The Standard Chartered Bank also offers a Balance Transfer Facility. With this card, if you have a high- outstanding balance of another card from a different bank, you can transfer that to the Standard Chartered Credit Card. In this way, you can pay off the amount in an easy and faster way.

Under this facility, you can transfer n amount up to Rs. 5 lakh to the Standard Chartered Credit Card. For the first six months, the interest rate will be 0.99% p.m. After six months, you will have to pay the previous interest rate.

Get Easy Loan on your Standard Chartered Credit Card

You can avail of a loan with every Standard Chartered Credit Cards. It means that if you have a Super Value Titanium Card, you can enjoy this facility too. The Standard Chartered Bank offers loans at a very low interest rate with this credit card. Along with that, the process is hassle-free and requires minimum documents.

You can get a loan of up to Rs. 7.5 lakh with your credit card. If your application gets approved, then the amount is disbursed to your bank account in under 2 days.

So now, you don’t need to apply separately for any loan. Henceforth, now you can overcome any emergency financial situation.

Know the Bill Payment Methods for Standard Chartered Credit Card

There are various methods through which you can pay your credit card bills easily. Here are some of them-

  • Bill Desk
  • Auto Debit
  • Payment Apportionment
  • Phone Banking
  • NEFT
  • Cash and Cheque Payment
  • Online Banking
  • National Automated Clearing House (NACH)

Hence, with the above-mentioned facility, you can pay all your credit card dues on time and save yourself from paying a late payment fee.

Customer Care Services for the Standard Chartered Credit

To make your experience smooth and fast, the Standard Chartered Bank has a wide range of customer services. They make sure that they solve all the problems enhance their lifestyle. These are some efficient ways through which you can contact the customer care services of the Standard Chartered bank-

  • E-mail
  • Banking Centres
  • Premium Banking Helpline
  • Text Message
  • Toll-free International Number
  • Personal Banking Helpline
  • Priority Banking Helpline
  • Others

FAQs

These are some important questions that can solve all your doubts about the Super Value Titanium Credit Card.

What are the benefits of Super Value Titanium Credit Card?

The Super Value Titanium Card offers several benefits that help to manage daily expenses easily. This credit card offers 5% cash backs on utility bill payments, fuel benefits at various fuel stations across India. You will earn reward points for every minimum transaction of Rs. 150. Hence, if you get the best offers that will help you solve daily life financial issues.

Does the Standard Chartered Bank provide secure online transactions?

Yes, all the credit cards offered by the Standard Chartered Bank are safe and secured. It makes payments faster and convenient. You just need to place the credit card upon the card reader and the transaction will be complete. Moreover, it also prevents any fraudulent transactions.

What are the important documents that we need to submit for this credit card?

You need to submit income proof, identity proof, and residence proof. The documents which you need are- Driving license, Aadhar Card, Rental Agreement, Electricity Bill, Credit card Statement of a different bank, PAN Card, Recent Colour Passport Sized Photograph, Passport, Salary slip, certified financials, etc.

What are the eligibility criteria to apply for the Super Value Titanium Credit Card?

To apply for the Super Value Titanium Card, you need to meet the eligibility criteria i.e. age, credit score, and income. The age limit to apply for the Super Value Titanium Card is between 18 to 65 years. Also, self-employed and salaried individuals must have a stable monthly income. They should have a credit score of 700 to be able to apply for a credit card.

Does the bank allow to transfer of the outstanding balance to another credit card of a different bank?

Yes, the Standard Chartered Bank allows credit cards users to transfer the outstanding balance to a different card from another bank. You are allowed to With this facility, you can save interest and pay back the amount faster.

Is it possible to waive the annual fee of the Super Value Titanium Credit Card?

Yes, you can waive the annual fee of Rs. 499 of the Super Value Titanium Card. For this, you need to spend a minimum amount of Rs. 60,000 or above in the previous year.

Can I get a supplementary credit card?

The Standard Chartered Bank provides supplementary or add-on credit cards to the primary cardholders. It has the same features as the primary card. So you can avail of a new add-on credit card for your family members including your wife or husband, mother, father, sister, brother, son, and daughter.

What is the maximum age to apply for a credit card?

The maximum age to apply for the Super Value Titanium Card by the Standard Chartered Bank is 65 years. So, if you are above the required limit, you will not apply for this card.

How to check the status of the application for my credit card?

To check your application status, you can log in to your application ID and get the information about it.

Is there any credit limit for the Super Value Titanium Card?

The Standard Chartered Bank applies credit limits to all of its credit cards. But, the limit differs from customer to customer. To get a high credit limit, you should have a good score and have a stable income

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