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Working Capital

Working Capital Finance Management

A working capital loan is a loan that has the purpose of financing the everyday operations of a company. Working capital loans are not used to buy long-term assets or investments and are instead used to cover and manage the current assets/Liabilities of the company.

SME’s and other corporates in India face a serious dearth of right advisory in managing working capital finance for their day to day operations which suits their business models. After raising the working capital finance from Banks, FI”s, it’s very critical to manage the working capital finance in an efficient manner. Many corporates are not flexible enough to take care of their liquidity, even after raising the finance from the bank.

We provide a flexible and strategic approach to working capital management by changing the right mix of financial products to suit the business environment which ensures liquidity to a business at a lower cost of capital throughout the year as per different business cycles of a customer.

 

Services under Working Capital Finance Management

We as a team leverage our rich experience in providing structured advisory to our clients.
We provide following services under Working Capital Finance Management :

Advising upon the right mix of fund based & non-fund based products to suit the requirements as per the change in the business scenarios from time to time
Advising the customer to improve the gaps in the balance sheet after an in-depth analysis
Negotiating with Banks/ Financial Institutions for sanction of limits
Negotiation on Terms of Sanction & Borrowing cost
Advising on Trade Finance and Foreign Exchange
Advising on the reduction of cost through the buyer-supplier network

 

Working capital finance products which we arrange for customers

  • Cash Credit/ Overdraft facility
  • Pre- Shipment / Post –Shipment finance for Exporters
  • Bank Guarantees
  • Letter of Credit
  • Buyers Credit for Importers
  • Bill / Invoice Discounting
  • Purchase order Funding
  • Factoring
  • Forward Cover