HDFC Diners Club Privilege Credit Card highest reward points among other cards with free airport lounge access. Get free amazon prime membership.
HDFC Diners Club Privilege Credit Card is among the premium cards that are launched by HDFC Bank. It is loaded with numerous benefits designed to amaze its customers. As we all know, HDFC Bank is among the top financial institutions in India. Other than providing several types of financial services such as banking, loans, they also offer several credit cards.
These credit cards are aimed to offer numerous benefits for its customers. Apart from the Diners Club Privilege Card, there are other popular credit cards that you can opt for. Some of them include Regalia Credit Card, Millennia Credit Card, IndianOil Credit Card, Diners Club Black Credit Card, and many more.
This card is combined with the features of Diners Club ClubMiles and Diners Club Black Card. Along with that, it has a sleek and attractive design which is also similar to the Club Black Card offered by the bank. The stylish design and most importantly, the embossment of “PRIVILEGE” in the front makes the card stand out from others.
Here we will discuss the various benefits and features of the HDFC Diners Club Privilege Credit Card. You can read below to get detailed information of the same-
These are the key highlights of the card that provides attractive offers-
As you have discovered the key highlights of the card, now we will learn about the features of the card.
Below are some important features of the HDFC Bank Diners Club Privilege Credit Card through which you can get various offers and exclusive discounts throughout the year.
In the welcome benefits category, you will get various annual membership after making the first transaction using the card. You will get the opportunity to gain annual memberships that include exclusive discounts on- Amazon Prime, Times Prime, MakeMyTrip Double Black, BB Star, and Zomato Gold.
To avail of this welcome benefit, you have to make the first transaction using the card under 90 days of the card issuance.
Another major benefit that you get with this card is the various insurance protection. In this benefit, you will get an insurance cover for an air accident worth Rs. 1 Crore.
The bank also offers emergency cover for medical expenses of around Rs. 25 Lakhs. Along with that, you will also get a travel cover of around Rs. 55,000 for baggage loss or baggage delay. With this card, you will also get credit liability worth up to Rs. 9 Lakhs.
These are some afore-mentioned insurance covers that users of the HDFC Bank Diners Club Privilege Credit Card. Hence, this is among the crucial reasons, why it is among the popular choices of HDFC Bank customers.
The card also offers travel benefits so that you can enjoy your holidays and vacation without any worries. The users get 12 Airport Lounge Access at more than 1000 airports throughout the country. You will get international lounge access as well. Also, you must know that airport lounge access is a complimentary benefit for primary cardholders and the add-on cards.
The HDFC Bank also offers dedicated 24X7 Concierge services for its users. If you have any queries regarding the card and its benefits, you can directly contact them. You can use the concierge service for the following guidance-
There are various benefits that are aimed to improve your luxurious lifestyle. With these benefits, you will make sure to avoid any hustle regarding payments and enjoying an excellent experience the whole year. Below are some exciting benefits that you need to know-
The HDFC Diners Club Privilege Credit Card never fails to impress its users with amazing benefits. For lifestyle and wellness benefits, you will enjoy exciting offers and exclusive discounts at various Salons, Gyms, Fitness Centres, Leading Spas, resorts, etc. Here is the list from where you can gain several benefits-
Nutrition– Gympik, Golds Gym, Cult.fit, Kris Gethin, Anytime Fitness
Leading Spas– Four Fountains De-Stress Spa, Enrich Salons and Academy, tattva Spa, VLCC, Jean Claude Biguine, O2 Spa.
Health– Consultation from DocsApp
Spa Resort– Shreyas Retreat Bangalore, Kairali- The Ayurvedic Healing Village, Tijara Fort Palace Rajasthan, RedEarth Kabini, NaturOvile Vedic Retreat Rishikesh, Tree of Life, Neemrana Fort Palace Rajasthan.
These are the listed places where you can spend your vacations and get amazing discounts to remain fit.
This card also allows you to get benefits that totally depend upon your spending or transactions you make. In this card, if your credit card crosses the transaction of Rs. 5 Lakh in a year, then you will receive 4 reward points for every transaction of Rs. 150.
There are various reward points that you can earn with the card. Read below to know more details about the reward points benefits-
You will get 10X reward points on SmartBuy for shopping from Flipkart, Amazon, Hotels and Flight bookings, Instant vouchers. It also includes partner brands such as BookMyShow, Myntra Zoomcar, Swiggy, Zomato Gold, FirstCry, Godrej’s Nature’s Basket, and Ola.
You can also convert Reward Points into AirMiles for flight bookings among Club Vistara, Singapore Airlines, Jet Airways, and British Airways Executive Club.
You will get a complimentary voucher per month for spending more than Rs. 40,000 in a calendar year. The complimentary vouchers are from- Ola Select membership, BookMyShow, and TataCliQ worth Rs. 500.
The users can also avail themselves of annual spend milestone and monthly benefits with the Club Privilege Credit. When you will spend around 5 lakhs in a calendar year, you will get an annual spend milestone during the card anniversary. You can get discounts when shopping with Amazon Prime, Times Prime, BigBasket Star, and MakeMyTrip Black.
In the golf programme offered by the HDFC Diners Club Privilege Credit, you will get access to the following benefits-
So, if you are a Golf lover, then you should not waste this opportunity and apply for this card as soon as possible.
In the aforementioned information, we have discussed about the various benefits and features of the Diners privilege card. So, if you are looking forward to applying for the card, you must know its criteria. Because, if you don’t fit the criteria, you will not get a credit card.
Firstly, the age of the application is a crucial criterion. The minimum age to apply for the Diners Privilege Card is 21 years. Also, for salaried professionals, the maximum age to apply for the card is 60 years. However, for self-employed individuals, the maximum age limit is 65 years.
Having a good credit score really helps in obtaining a credit card. Hence, your credit score should be 700 or above to get a Club Privilege Credit Card by HDFC Bank. Also, you must have an annual income of Rs. 6 lakh to apply for the card.
Then, the applicant should be an Indian citizen to apply for the card. To prove your nationality, you must show the right documents to the bank officials.
Now, it is also important to know about the important documents that you need to submit to obtain a card. You will need to show your address proof, income proof, and identity proof. To know more about the documents, read further-
The documents mentioned above are indicative. So, you must inquire with the bank beforehand about what important documents you will need to submit. It is because the requirement of documents can change according to rules and regulations. Hence, for the further verification process, the bank can also ask to provide additional documents.
To know more about the fees and charges of the Club Diners Privilege Credit Card, you can read the information provided below-
Joining Fee– Rs. 2500+ GST
Renewal Fee– Rs. 2500+GST
Foreign Exchange Transaction Charges– 1.99% of the total amount along with GST.
Interest Charges– The bank charges 3.49% as interest every month.
Late Payment Fees– For payment up to Rs. 100, there are no charges. After that, Rs. 100 for payment due between Rs. 100-rs. 500. Rs. 400 for payment due between Rs. 501- Rs. 5,000. Rs. 500 for the amount between Rs. 5001- Rs. 10,000. Rs. 750 for payment due between Rs. 10,001 and more than that.
The credit limit of the HDFC credit cards is decided by the bank. You must perfectly fit in the criteria to enjoy a higher limit. Apart from that, there are various other factors that affect the limit of your card. It includes ongoing debts, credit score, repayment habits, current salary or income, etc.
However, you will get a higher limit for your Club Privilege Credit Card as compared to other cards by HDFC Bank. So, if you want a card with higher credit, this credit card is best for you.
You can apply for the Club Privilege Credit Card of Axis Bank through offline and online processes. The online process is time-convenient and easy to manage.
After that, you have to wait for a few days to complete the verification process and get the card. Also, the bank can ask you to visit for other processes. Hence, in this way, you can apply for the Club Privilege Credit Card.
The online application process is easy and time-saving. You can follow the below steps to apply for the Club Privilege Credit Card online-
Thus, these are the useful information about the Club Privilege Credit Card that you must know. It provides thorough information about its benefits, features, and many more. Also, you can easily apply for the card without much hassle.
Below is the list of questions that will help you to solve any doubts regarding the Club Privilege Credit Card-
The Club Privilege Credit Card offers various features such as welcome benefits, annual fee waiver, airport lounge access, lifestyle benefits, reward points, monthly milestone, and many more. The users also get complimentary annual memberships for achieving annual spend milestone, vouchers with BigBasket Star, BookMyShow, Ola Select Membership, Amazon, TataCliQ worth Rs. 500.
Yes, you can use the Club Privilege Credit Card as well. You just need to produce the card during payment to complete the transaction.
In the gold programme of Club Privilege Credit Card, you will get up access up to 6 complimentary golf games in a quarter. Also, you will visit the 18 finest courses of gold in India. Additionally, you also get access to up to 144 golf courses across the world.
The following are the fees and charges for HDFC Bank Diners Club Privilege Card-
Annual Fee- The annual fee for the card is Rs. 2500+ GST charges
Renewal Fee- Rs. 2500+GST charges
Late Payment Charges- For payment up to Rs. 100, there are no charges. After that, Rs. 100 for payment due between Rs. 100-rs. 500. Rs. 400 for payment due between Rs. 501- Rs. 5,000. Rs. 500 for amount between Rs. 5001- Rs. 10,000. Rs. 750 for payment due between Rs. 10,001 and more than that.
Yes, you will get a renewal fee waiver with the HDFC Bank Diners Club Privilege Card on achieving annual spend milestone. To enjoy his benefit, your annual spend should be more than Rs. 5 lakhs in a calendar year. Then, you can get huge discounts with Times Prime, Amazon Prime, MakeMy Trip Black, Zomato Gold, and Big Basket Star.
You need to submit identity proof, address proof, and income proof to obtain Club Privilege Credit Card. For identity proof you will need- Adhaar Card, Driving License, Voter ID Card, Passport, and recent coloured photograph.
Address Proof- Ration Card, Passport, Electricity or utility bills.
Income Proof- Salary Slips, PAN Card, Income Tax Return Copy.
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