InCred Personal Loan is available for both salaried and self-employed individuals at the rate of interest rates starting from 11.49% p.a. Applicants with zero credit history can also apply instant InCred Personal Loan online. The available loan amount ranges from Rs. 75,000 to Rs. 15 lakh for the repayment tenure of up to 60 months.
Beneficial Features You Get When You Apply InCred Personal Loan Online
- InCred Personal Loan is collateral-free, and the application process becomes hassle-free when you apply instant InCred Personal Loan Online.
- The available loan amount makes it convenient for the borrowers to borrow according to their requirements.
- With proper documentation, you can apply InCred Personal Loan Online to get instant approval and a quick disbursal of the loan amount will resolve your financial necessities.
- A conditional pre-closure facility is also available for the borrowers whether they apply instant InCred Personal Loan online or offline.
- You get competitive ROI when you apply InCred Personal Loan online.
- Applicants with zero credit history can also apply InCred personal loan online as it has relaxed eligibility and loan criteria.
Loan Criteria You Get When You Apply Instant inCred Personal Loan Online
| Loan Amount |
Rs. 75,000 to Rs. 15 lakh |
| Loan Tenure |
12 months to 60 months |
| Rate of Interest |
11.49% p.a. onwards |
Rather than the rate of interest, InCred charges processing fees and pre-closure fees as per the guidelines.
Eligibility Criteria To Apply Instant InCred Personal Loan Online
The applicants should meet the following eligibility criteria to apply InCred Personal Loan online.
- The applicant must be an Indian to apply InCred Personal Loan online.
- The applicant’s age should meet the age requirements of InCred.
- He or she must be a salaried employee or a self-employed individual, and the job or business should be secure.
Documents Required To Apply Instant Incred Personal Loan Online
Identity proof, address proof, income proof, bank statements, PAN card will be required for the loan.
How To Apply Instant InCred Personal Loan Online
Roopya can lead you to the quickest and most convenient personal loan lender like InCred. All you have to do is,
- Do visit Roopya’s official website and fill in the application form with the vital information.
- Then Roopya will sort the most convenient and approachable loan options for you.
- To apply InCred Personal Loan online, select InCred from that list and complete the online application process along with proper documentation.
How To Check InCred Personal Loan Status If I Apply Instant InCred Personal Loan Online
InCred has its official website and mobile app to make loans accessible from anywhere you want. To check the personal loan status,
- Login to your InCred account through the website or on the mobile app, and check the loan application status.
- care@incred.com is the email ID of InCred and you can send a mail to this ID for the status of the loan application.
- You can dial 1800-102-2192 to connect with the customer care division of InCred and ask for the status of the loan application.
Customer Care of Incred
InCred offers excellent customer care. You can opt for any of the following ways to contact them.
- 1800-102-2192 is the toll-free number of InCred and you can call on it to connect with the customer care division.
- (+91)882-627-2192 is the WhatsApp number where you can chat with the customer care personnel for any assistance.
- You can mails to care@incred.com regarding any of your queries related to InCred.
- You can visit your nearest branch of InCred for any further assistance.
FAQs
- What are the ways to repay my InCred Personal Loan if I apply instant InCred Personal Loan online?
- You can repay your loan using the National Automated Clearing House mandate through which your EMIs will be automatically debited from your bank account on each due date.
- Is there any pre-closure facility available if I apply instant InCred Personal Loan online?
- Yes, there is a pre-closure facility available for InCred Personal Loan that you can avail of only after the successful payment of the first 6 EMIs of the loan tenure.
- Does InCred offer any balance transfer facility?
- Yes, InCred offers a balance transfer facility to transfer your personal loans and credit card dues with other lenders.
