HDFC Titanium Times Credit Card

HDFC Titanium Times Credit Card offers attractive offers based on your location. Earn cashback points on every transaction. Read to know more.

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HDFC Titanium Times Credit Card is efficient for those who love going shopping and enjoy watching movies. if you are looking for a credit card that unveils several opportunities for discount and hassle-free transactions, the HDFC Titanium Times Credit Card is suitable for you.

HDFC Titanium Times Credit Card banner

Let’s know about the different features and benefits that are loaded in the HDFC Titanium Times Credit Card-

Table of Contents

 Highlights of HDFC Titanium Times Credit Card 

Welcome OfferWelcome gift voucher from popular catagories like shopping, dining, movies, hotels etc.
Get e-vouchers worth Rs. 15,000
Visit Times cards page to know more
Joining FeeRs. 500
Annual FeeRs. 500 (waived off if annual spends > Rs. 1.5 lakhs)
Reward PointsGet 2 reward points on every Rs. 150 spent
Earn 5 points on every Rs. 150 for Dine on weekdays
Points are vaild till 2 years
Interest Free PeriodUp to 50 days
Interest Rate3.49% per month
Cash Withdrawal Fee2.5% of the withdrawn amount

Features of HDFC Titanium Times Credit Card

To know about the main features of HDFC Titanium Times Credit Card offered by HDFC Bank, read below further-

Assorted Welcome Benefits

There are several welcome benefits that you will get with the HDFC Titanium Times Credit Card. From great deals of discount in Online Shopping, Dining, several options of gift vouchers and other several categories.

Check out your location-based benefits: Visit this page.

Revolving Credit

You will also enjoy Revolving Credit with the HDFC Titanium Times Credit card. In this feature, you will get benefits at appropriate interest rates.

Zero Liability for Lost Credit Card

The HDFC Titanium Times Credit Card also comes with zero liability for lost cards. So now you don’t have to worry if your card gets stolen or lost. You should inform the bank so that they can stop any fraudulent transactions. Also, you will not be held liable for those payments.

Safe Transactions

With the HDFC Titanium Times Credit Card, you can freely use it for several transactions anywhere. It comprises a CHIP that makes it safe for transactions. You can just tap the card and or dip it inside the POS machine. Apart from that, you can also swipe the card for payments.

Utility Bill Payments

The HDFC Titanium Times Credit Card also allows you to make payments for your bills. You can register your credit card with the Bill payment service of HDFC Bank known as “SmartPay.” This will help you to work faster and pay your bills in a convenient way.

Compare with other cards: Visit compare credit cards benefits.

Benefits of HDFC Titanium Times Credit Card

Here we have listed some crucial benefits that you can enjoy with the Titanium Credit Card by Axis Bank-

Reward Points

HDFC Bank offers an attractive reward points program that offers numerous benefits to its customers. These are the reward points offered by HDFC Bank-

You will get to earn 2 reward points for every spend of Rs. 150 on retail outlets.

You can redeem the reward points for various gifts listed in the reward catalogue of HDFC Bank.

The reward points remain valid for up to 2 years. After that, you will not be able to redeem those reward points for exciting gifts.

The transactions that you convert into SmartEMI plans will not accumulate reward points.

Fuel Surcharge Waiver

The HDFC Titanium Times Credit Card users also enjoy a fuel surcharge waiver. In this program, the bank will charge a fee of 1% along with the service tax as a fuel surcharge.

You can also enjoy a heavy discount on the fuel of up to Rs. 1500 every year. Also, you have to make fuel transactions of a minimum of Rs. 5000 every month.

Dining Discounts

The users can avail themselves of amazing dining discounts. You will also earn reward points in dining on weekdays i.e. from Monday to Sunday. For every transaction of Rs. 150 o dining, you will earn 5 points.

Also, you can get a discount of over Rs. 4500 on dining every year. If you make a transaction of Rs. 2500 at any partner restaurant across India, you can avail of a 15% discount.

Movie Benefits

Along with that, you will also get movie benefits for every calendar quarter. You can visit the official of HDFC Bank to know about the ongoing discounts and offers for movies at your location. You can visit the site www.hdfc.timescard.com to get information about the exclusive offers.

You will get a discount of over Rs. 1800 on movie every year. The credit card holder can avail of this benefit when you book 4 movie tickets. Every ticket should cost at least Rs. 150 then you can get this discount.

Interest-Free Credit Facility

The users of HDFC Titanium Times Credit Card, also get interest-free credit. You can enjoy this facility where you get 50 days interest-free period since the date of the card issuance.

Know about popular credit cards: Paytm SBI Select Credit Card | Axis Bank Aura Credit Card

Eligibility Criteria of HDFC Titanium Times Credit Card

To know about more details of HDFC Bank Titanium Times Credit Card, read the information provided below-


Firstly, the minimum age of the salaried and self-employed individual for HDFC Credit Card is 21 years.

For salaried applicants, the maximum age to apply for HDFC Titanium Times Credit Card is 60 years. Whereas, the maximum age of self-employed individuals is 65 years.


The applicants belonging to both the categories- salaried and self-employed should be Indian. The Non-Resident Indian can also apply for HDFC Titanium Times Credit Card. You need to show all the necessary documents for verification.

Credit History

The applicant should have a good credit history. Also, they should inform about the ongoing debts, to the bank.

Documents Required for HDFC Titanium Times Card

These are the important documents that you will require to obtain the HDFC Titanium Times Card-

Identity Proof

  • PAN Card photocopy or Form 16
  • Driving License
  • Voter ID Card
  • Passport Copy
  • Adhaar Card
  • Recent Colour Passport Sized Photograph

Income Proof

  • Salary Slip
  • Income Tax Return Copy of last six Months
  • PAN Card photocopy or Form 16

Address Proof

  • Passport
  • Electricity Bill
  • Recent Bank Statement of 3 months
  • Telephone Bill
  • Ration Card

Fees and Charges of HDFC Titanium Times Card

HDFC Bank charges certain fees and penalties for late payment of bills, cash payments, and many more. Below is the list of fees and charges of HDFC Titanium Times Credit Card-

Joining Fee– The Joining fee for the Titanium Credit Card is Rs. 500.

Annual Fee– Rs. 500.

Cash Withdrawal Fee– Minimum amount is Rs. 500. The bank charges 2.5% of the total amount.

Fee for Redemption Fee– Rs. 99 on every request

Fee for Outstation Cheque– Cheque of up to Rs. 5000-the bank charges Rs. 25. For cheque more than Rs. 5000- you have to pay Rs. 50.

Fee for Cash Processing– Rs. 100.

Reissuance of card– Rs. 100.

Foreign Currency Transaction Charges– 3.5% of the total transaction amount.

Over limit Penalty– Minimum charge is Rs. 500. You will have to pay 2.5% of the total over-limit amount.

Charges for Payment Return– Minimum amount is Rs. 450. You have to pay 2% of the total amount.

Late Payment Charges– For amount up to Rs. 100- No Charges. For amount between Rs. 101- Rs. 500- Rs. 100. For amount between Rs. 501- Rs. 5000- Rs. 500- Rs. 600For amount between 5001-Rs. 10,000- Rs. 800. For amount between Rs. 10001- Rs. 25,000- Rs. 800. For amount more than Rs. 25000- Rs. 950.

Frequently Asked Questions About HFDC Titanium Times Card

To know more about the HDFC Titanium Times Card, or if you have any queries, then you can read the information below-

Can I Use HDFC Bank Titanium Credit Card for online transactions?

Yes, you can use the HDFC Bank Titanium Credit Card for the online transaction as well. To use this service, make sure that you have activated the card. You can call the customer care service of HDFC Bank and register it with Mastercard Secure Code.

What should I do if I lost my HDFC Titanium Times card?

If you lose your HDFC Titanium Credit card, you should immediately inform the bank. So that, they can instantly block the card to prevent further fraudulent transactions and save you from any charges.

What is Titanium Credit Card?

The Titanium Credit Card is one of the credit cards exclusively designed for travelers by HDFC Bank. You can use it anywhere across the country. With several benefits such as you can receive reward points, pay utility bills, discount at various dining outlets, secure payments. You also get discount offers on fuel expenditure and many more.

How Can I earn HDFC Titanium Time Credit Card Reward Points?

You can earn reward points with the Titanium Time Credit card when you make any transaction of Rs. 150, you will earn 2 reward points. But, you cannot earn them if you make transactions with SmartEMI. For insurance transactions, there is a limit of 2000 on every transaction. the validity of the reward points is 2 years from the issuance date.

What are the documents required for credit card application at HDFC Bank?

These are the important documents if you want to apply for HDFC Bank Titanium Credit Card-

Identity Proof- Voter ID Card, Adhaar Card, Passport, Driving Licence

Income Proof- Salary Slip, Income Tax Return of past six months, PAN card, Form 16, credit information report.

Residential Proof- Electricity Bill, Adhaar Card, Passport, Ration Card

What is the annual fee of an HDFC Card?

The annual fee of the HDFC Titanium Credit card is Rs. 500.

Can I make contactless payments with the HDFC Titanium Credit card?

Yes, you can make contactless payments using the Titanium Credit Card by HDFC Bank. They are contactless cards that ensure easy and secure payments. for payment up to Rs. 2000, you don’t have to provide a PIN. You just need to tap or dip the card on the POS and your transaction will be successful.

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