HDFC Platinum Times Credit Card

HDFC Platinum Times Credit Card offers exclusive reward points on every transaction. Get your annual fee waived off with Roopya.

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HDFC Bank has added a new credit card called HDFC Platinum Times Credit Card exclusively for movie lovers. With various discounts, its users can enjoy a wide range of new benefits and lead a smooth and convenient lifestyle. Here, you will get to know about the different types of features of Platinum Times Credit Card by HDFC Bank. Read further to know more details-

HDFC Platinum Times Credit Card banner

 Highlights of HDFC Platinum Times Credit Card 

Reward PointsEarn 3 reward points per Rs. 150 spent
10 Reward points per Rs. 150 spent on weekday dining spend
Welcome BenefitsExciting gift vouchers for shopping, dining etc
Movie Tickets25% Discount on movie tickets.
Savings up to Rs. 1800/year
Get benefits up to Rs. 350 per transaction
Dining OfferGet 20% off across 6000 partner restaurants
Savings up to Rs. 9600/year
Fuel Surcharge Waiver1% Surcharge waiver at all fuel stations
Annual Fee WaiverSpend Rs. 2.5 lakhs in a year & get annual fee waived off

Ready to book your card? Apply here.

Table of Content

Features of HDFC Platinum Times Credit Card

The main features of the Platinum Times Credit Card that you must know-

Welcome Gifts

Firstly, you will get various welcome benefits with the Platinum Times Credit Card. You will get multiple benefits and discounts with this card. You will get various gift vouchers that you can apply to get discounts on a wide range of products for shopping such as clothing, accessories, appliances, dining, and many more.

Movie Discounts

After that, you get a huge 25% discount on movies when you make a transaction using the Platinum Times Credit Card.

Reward Points

In the reward points program, you will earn 3 rewards for every spend of Rs. 150. Along with that, you will also enjoy accelerated reward points for dining during weekdays.

However, the reward points expire after 2 years from the accumulation date. Thus, you need to keep a track of your reward points and make an essential purchase with the reward points.

Compare it with other cards: Visit compare credit cards.

Benefits of HDFC Platinum Times Credit Card

Along with the several features, you will enjoy the perks or benefits of the Platinum Times Credit Card. These are some benefits that will unveil the luxurious experience for you-

Fuel Surcharge Waiver

The Platinum Times Credit Card users also enjoy a fuel surcharge waiver. In this category, you will get a waiver of 1.5% on your fuel transactions. for one statement cycle, the maximum waiver is Rs. 250.

Insurance Benefits

There are several insurance benefits that you can earn with the Platinum Times Credit Card by HDFC Bank. These are the insurance benefits that you will enjoy with this credit card-

You receive Accidental Death Insurance of Rs. 50 Lakh for at least 4 transactions in a month. Along with that, also get Burglary and Fire protection for your goods more than Rs. 5000 for about six months.

Dining Benefits

You get a huge discount on your dining spends at various dining outlets across India. Present the Platinum Times Credit Card while making payment and you will get various dining offers and a massive 20% discount to enjoy delicious food.

Check out the latest offers on HDFC Platinum Times Credit Card: Click here.

Redeem Reward Points

You can easily redeem the reward points through offline and online methods. You can visit the nearest branch of HDFC Bank and ask the executive for the redemption of the points.

For the online method, you need to follow the below-mentioned steps-

  • Visit the website of HDFC Bank and log in to your account for net banking.
  • Then click on “Credit Cards.”
  • Register your Card, if you have already registered, it will show on the screen.
  • Then click on the “Redeem Reward Points” option. Then click on “Continue.”
  • After that, you will get the option called “points range.” You have to select the range of reward points and then select a category of items in the catalogue.
  • Then, you can choose the item that you want to purchase and add them to the cart.
  • After you have selected the items, you have to click on “view shopping cart.”
  • Check the box for terms and conditions and then click on “Redeem.” You can also write the redemption order for your convenience.

Eligibility Criteria for HDFC Platinum Times Credit Card

Every bank has its own eligibility criteria for its applicants. It can differ according to the purposes and types of credit card you want to obtain. Read below to know the eligibility criteria required to apply for Platinum Times Credit-


For salaried employees, it is important to be at least 21 years of age. Also, the maximum age to apply for Platinum Times Credit Card is 60 years.

For Self-employed individuals, the minimum age to apply for the Platinum Times Credit Card is 21 years. Also, the maximum age is 65 years.

Credit Score

It is very important for the applicant to have a good credit score if they want to enjoy the benefits of the credit card of HDFC Platinum.


The applicant should be Indian to apply for the AHDFC Platinum Card by HDFC Bank.

Documents Required for HDFC Platinum Times Credit Card

The important documents that you will need to submit for the Platinum Times card are as follows-

Identity Proof

  • Passport
  • Driving License
  • Adhaar Card
  • Recent Coloured Passport Sized Photograph

Address Proof

  • Passport
  • Utility Bills Copy
  • Ration Card
  • Adhaar Card

Income Proof

  • Income Tax Return payment of past six months
  • Last three month’s bank statement
  • Form 16 or PASN Card
  • Salary Slips

Fees and Charges of HDFC Platinum Times Credit Card

Joining Fee– Rs. 1000

Annual Fee– Rs. 1000

Repayment Charges– Minimum amount is Rs. 200. You have to pay 5% of the total amount as repayment charges.

Cash Advance Limit– The HDFC Bank charges 40% of as a credit limit.

Interest Free Credit Facility – HDFC Bank offers interest free period of 50 days to its customers.

Add-on Card Fee– No charges

Charges for Payment Return– The minimum charge is Rs. 450. You will be charged 2% of the payment amount.

Processing Fee for Cash Payment– Rs. 100.

Charges for Balance Transfer– 1% of the total amount. The minimum amount is Rs. 250.

Revolving Credit Charges– The charges for revolving credit is 3.49% of the total amount.

Fee for Outstation Cheque– For cheque up to rs. 2500, the charge is Rs. 25. For cheque more than Rs. 2500 is Rs. 50.

Charges for foreign currency transactions– 3.5% of the total transaction amount.

Late Payment Fee– if the due amount is less than Rs. 100, then there are no charges. For amount ranging from Rs. 100- Rs. 500- Rs. 100. For amount between Rs. 501- Rs. 5000- Rs. 500. For amount between Rs. 5001 to Rs. 10,000- Rs. 600. For amount between Rs. 10,0001-Rs. 25000- Rs. 800. For transaction amount more than Rs. 25000- Rs. 950.

Frequently Asked Questions About HDFC Platinum Card

What is HDFC Platinum Times Credit Card?

The HDFC Bank Platinum Card is one of the popular credit cards by HDFC Bank. The users can enjoy the best offers such as a welcome gift. discount vouchers, zero liability for lost cards, and many more.

You will be delighted with the great offers on shopping dining, movie tickets, etc. Other than that, you can also make transactions for utility bill payments and get exciting offers with the redemption of the reward points.

What is the limit of the HDFC Platinum Times Credit Card?

The credit limit of the card is decided by the bank. There are various factors that affect the limit of a credit card. It will cover your credit score or credit information report, repayment habits, ongoing debts, etc.

Can I use the HDFC Platinum Credit Card on Non-Chip POS?

Yes, you can use the HDFC Platinum Credit Card with non-chip POS as well. The chip saves the card from any fraudulent transactions and ensures safe and secure payment.

How many Add-On Cards Can I get along with the HDFC Credit Card?

You can apply for 3 add-on or supplementary credit card by HDFC Bank.

What is zero liability for a lost card?

Zero liability means that if your credit card gets stolen or lost, then you will be not held accountable for the transactions. but, after you discover that you have lost your credit card, you need to inform HDFC Bank immediately. In this way, the bank can clock the card and you will be saved from paying for any transaction that occurs afterward.

How can I make payments through my HDFC Platinum Times Credit Card?

You just need to give the card to the payment counter to access the payment through your credit card. Other than that, you can also withdraw cash from any ATM to make payments. Also, you can use net banking and other online payment methods such as GPay, Paytm, and many more.

What are the criteria to apply for HDFC Credit Card?

To apply for an HDFC Credit card, these are the following criteria-

For salaried applicants, the minimum age is 21 years and the maximum age is 60 years. Also, for self-employed individuals, the minimum and maximum age to apply for an HDFC Credit card are 21 years and 65 years. Also, the minimum age to apply for the add-on credit card is 15 years.

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