Axis Bank Vistara Platinum Card

Finding a credit card can be tricky. There are so many options out there, that it can be hard to know which one is right for you — or even understand the difference between them in the first place. Axis Bank, they have tried to simplify the process as much as possible with their Vistara Credit Card range. Not only do they offer different cards based on your purchase habits, but they also have some superb partnerships with some great brands.

Looking for a credit card that will appreciate you as its customer? Well, that’s exactly what Axis Bank Vistara Credit Card is looking to give its customers. Showing appreciation towards its customers, as well as with attractive reward points and benefits, this credit card ticks all the boxes when it comes to rewarding customer loyalty without any hassles. It offers reward points for dining with Axis Bank Dining Delights as well as spending on entertainment too. So, what are you waiting for?

How to Apply for Axis Bank Vistara Platinum Card?

Roopya offers the fastest way possible to apply for Axis Bank Vistara Platinum Card. Follow these steps to apply for Axis Bank Vistara Platinum Card:

1. Visit: Credit card application form
2. Just follow simple steps & fill in a few details.
3. Get instant credit approval & we will send the credit card to your address.

If your application is approved, you will receive a confirmation message on your registered number. An executive will call you to further the process accordingly.

Here we will talk about the Axis Bank Vistara Platinum Card, its features, eligibility criteria, application process, and many more. To know more details of this credit card, read below.

Here are some highlights of the Axis Bank Vistara Credit Card.

About Axis Bank Vistara Credit Card

Axis Bank Vistara Credit Card is your best companion in cashless transactions. With a host of benefits and rewards, it leaves no stone unturned to give you the smoothest experience. Along with rewarding customer loyalty, as well as attractive reward points and benefits, this credit card provides you convenience and flexibility in usage.

Here is a list of everything the card has to offer its customers:

Axis Bank Vistara Credit Card Highlights:

Frequent flyers can choose to get all of the above benefits and more with this credit card from Axis Bank.

• As a welcome bonus, you are entitled to a free economy class airline ticket.
• Complimentary Club Vistara membership
• You are set to receive two CV (Club Vistara) points for each 200 INR spent on the card.
• When you reach specific milestones, you can get free economy class tickets.
• Receive free air accident insurance coverage up to 2.5cr INR.
• Indian airport complimentary lounge access.

Axis Bank Vistara Credit Card Benefits and Features

Here is a list of benefits and features available on the Axis Bank Vistara Credit Card.

• Welcome Bonus

Axis Bank Vistara cardholders are eligible to receive a free economy one-way ticker as a welcome bonus when they sign up. This welcome bonus voucher is valid for a limitation of six months and this voucher can be utilized at any given point during this duration while booking a domestic flight.

• Club Vistara (CV) Membership

Axis Bank Vistara cardholders get complimentary Club Vistara (CV) membership when they sign up for this card. This exclusive membership program offers you accelerated rewards while booking flights directly from Vistara’s official website or application. Each point received from this membership program takes you a step closer to the next tier of rewards. Higher the tier, the greater the rewards.

• Points on Spending

Cardholder can use their card on eligible purchases and receive two Club Vistara points for each 200 INR spent. These CV points can be easily redeemed for flight tickets.

• Lifestyle Privileges

Axis Bank Vistara Credit Card offers free airport lounge access in selected locations in India. Other than this, cardholders are also eligible for at least a 15% discount on partnered restaurants in India through Axis Bank Dining Delights.

You can also consider going on a yacht trip or hiring a professional chef to create an exclusive meal with this card. Axis Bank Vistara Credit Card lets you enjoy the finer details in life with Lifestyle Privileges.

• Insurance coverage

Axis Bank Vistara Credit Card also offers you free insurance coverage.

1. Air Accident Protection coverage up to 2.5cr INR
2. Purchase Protection coverage up to 1lakh INR
3. Check-in baggage delay and Lost travel documentation coverage up to 300 USD
4. Check-in baggage theft coverage up to 500 USD
5. Lost card liability coverage up to the credit limit on your card.
6. Easy EMIs

Axis Bank Vistara Credit Card can help you convert your one-time transaction of 2500 INR or more to affordable EMIs.

Axis Bank Vistara Credit Card Loyalty Program

Axis Bank Vistara cardholders are eligible to receive 2 Club Vistara points on each 200 INR spent on the card. They can also receive accelerated Club Vistara points by making purchases on Vistara’s website and completing check-in via the mobile application.

Earned CV points can be easily redeemed on the official Vistara website for Award Flights. Cardholders need to log in to their respective accounts, and choose ‘Redeem Now’. This option can be found under the section of the points summary. In order to search for your preferred flight choice, choose ‘Redeem Flights’. Enter the passenger details and payment details and you are done.

Axis Bank Vistara Fees Structure

Primary cardholder Joining Fees: 1500 INR

Add-on cardholder Joining Fees: O INR

Primary cardholder annual Fees from the second year: 1500 INR

Add-on cardholder annual Fees from the second year: 0 INR

Rate of Interest: 41.75% per annum (2.95% per month)

Advance cash or cash withdrawal fees: 2.5% of the withdrawn amount (minimum of 250 INR)

Cash payments fees incurred: 100 INR

Lost or stolen card replacement or re-issuing fees: Waived

Late repayment penalty:

• Up to an amount of 100 INR, a charge of O INR is applied.
• Up to an amount of 101 INR to 300 INR, a charge of 100 INR is applied.
• Up to an amount of 301 INR to 1000 INR, a charge of 300 INR is applied.
• Up to an amount of 1001 INR to 5000 INR, a charge of 500 INR is applied.
• Up to an amount of 5001 INR to 20000 INR, a charge of 600 INR is applied.
• Up to an amount of 20001 INR or more, a charge of 700 INR is applied.

Over-limit penalty: 3% of the over amount limit (minimum of 500 INR)

Transaction fees on foreign currency: 3.5% of the amount transacted.

Charge slip retrieval or copy request fees: Waived.

Outstation cheque fees: Waived.

Cheque return or auto-debit reversal fees: 300 INR

Axis Bank Vistara Credit Card Eligibility Requirements

If you’re wondering what the eligibility criteria are for the Axis Bank Vistara Credit Card, then let me tell you. In order to be eligible for credit approval you’ll need to meet all four of the below requirements:

1. The applicant needs to be a legal Indian resident.
2. The applicant needs to be within the age range of 18 years to 70 years.
3. The applicant needs to have an estimated annual income of 6 lakh INR per annum or more.
4. The add-on cardholder applicant needs to be at least 18 years old.

Here is a list of the documents needed to submit for the Axis Bank Vistara Credit Card application:

1. Form 60 or PAN card copy
2. Income Proof (Last Payslip, IT Returns copy or Form 16)
3. Residence Proof (Driver’s License, Ration Card, Passport, Electricity Bill, Landline telephone bill)
4. Latest coloured photograph

Should you apply for a credit card?

A credit card is one of the most powerful and useful things you can have at your disposal, but at the same time, it can be dangerous if used wrongly. Getting a new credit card is exciting, it means you get to try different products and services without paying for them with your own money in the future. But you have to be careful that you’re not just jumping on board for the sake of it!

Managing credit card debt can be a constant struggle for a lot of people. It’s hard to keep track of your purchases and hard to resist the temptation to buy things on credit even when you can’t afford them. One of the best ways to avoid falling into this trap is through self-control. Do you find yourself getting hit with an urge to buy something that you don’t need and just doesn’t fit within your budget? If so, then learning how to budget your credit cards might be a great way for you to manage your money better and eventually pay off those credit card bills quickly!

Frequently Asked Questions

1. What to do if I lose my credit card?

In case of your Axis Bank Vistara Credit Card is stolen or misplaced, you need to inform Axis Bank immediately. To report, you need to call 1860 500 5555 or 1860 419 5555. This card features a lost card liability coverage up to the credit limit on your card, so you don’t need to worry about fraudulent or illegal transactions as long as you promptly report the loss to Axis Bank.

2. How long is the interest-free tenure on the card?

The interest-free tenure on Axis Bank Vistara Credit Card is 50 days.

3. To which Club Vistara tier will I be assigned with this credit card?

Upon receiving your new card, you will be placed on Club Vistara Base Tier. You can go up to Club Vistara Platinum Tier.