Axis Bank

Axis Bank My Zone Credit Card

Axis Bank My Zone Credit Card offers free movie tickets for the movie lovers along with SonyLIV subscription. Apply with Roopya.

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Axis Bank My Zone Credit  Card is another credit card that is offered by the Axis Bank. With this credit card, you can avail various discounts on purchases in your daily life. Along with that, you also get cashbacks, complimentary lounge access, a fuel surcharge waiver, and many more.

Main Features of My Zone Credit Card by Axis Bank

Axis Bank offers numerous features and benefits for the customers to enjoy different benefits in their daily life. You can visit the official website of mobile Axis Bank Country or download the app on your smartphone. These are the main features that you can enjoy with Zone Credit Card which is easy to use-

Welcome Benefits

In the zone credit card banner, you get 100 points as a welcome benefit. You can shop with the zone credit card online and enjoy best deals the welcome benefit if you are a first-time user.

Convert EMIs through Zone Credit

The My Zone Credit Card also offers to convert your reward points into EMIs. If you make any transaction of Rs. 2500 or above, then you can convert purchases into installments to pay your EMIs. The tenures for EMIs are-6,9,12,18 and 24 months.


The various ranges of credit card banner My Zone helps you to get up to 25% cashback on movie tickets. You just need to present the card during the time of payment and you are done. You can also use the card which is easy to book movie tickets online. So now with the credit card 25 cashback other than this are available.

Free Credit Benefit for 50 Days

Yes, that true, with Axis Bank My Zone Credit, you get free credit benefit for around 50 days without any charges. To enjoy this benefit, you need to make sure that you have paid all our dues of the credit cards. Also, this benefit is not applied to cash transactions.

Cash Withdrawal

One of the major features of the Axis Bank My Zone Credit is that it allows you to withdraw 100% of the credit limit. While, with other credit cards, there are certain limits for withdrawing cash.

Contactless Credit

To use the benefits of the My Zone Credit by Axis Bank, you can do it without your card. Hence, if your transaction amount is around Rs. 2000, then you don’t need to provide a PIN or swipe the card. You can simply tap the card on the card reader, and your transaction will automatically complete.

Built with Advanced Technology

The Axis Bank Zone Easy Credit is built with platinum chip contactless technology that prevents the card from counterfeiting, duplication, tampering or others. Along with that, it has a special chip that is PIN protected so you can spend securely.

Easy Approval

Obtaining a credit card is not an easy task. If you already have fixed deposits in Axis Bank then you can easily get the My Zone Credit without much hassle. The process is very easy and if you fulfill the eligibility criteria, then you can easily get Zone Easy Credit Card.

Visit Compare Credit Card to get best deals.

Benefits of Axis Bank My Zone Credit

As we have discussed the main features of the Axis bank My Zone Credit Card, we will further know about its benefits.

Edge Rewards

The Axis Bank My Zone Credit Card also gives edge reward points on every transaction.

  • In this feature, if your transaction value is Rs. 200, then you get 4 reward points. You can later redeem these points to enjoy above 500 rewards.
  • Earn 10x points for dining during weekends.
  • You also get 5x reward points for doing shopping during the weekends at several partner stores.

Fuel Surcharge Waiver

With My Zone Credit, you also get a fuel surcharge waiver. The fuel transactions should be around Rs. 400 to Rs. 4000, then you can avail of this benefit. You will get this facility at various fuel stations across India. You can redeem points after the quarter expires.

Dining Delights

With the Dining Delights program, you will enjoy free credit to enjoy a delicious meal. You can take advantage of this benefit by presenting the card at the partner restaurants of Axis Bank across India during payment.

  • With this, you will get 15% off on your restaurant bill that accepts the credit card.

Shopping Benefits

The Axis Bank My Zone Credit helps to enjoy with various discounts for online shopping.

  • Get a discount of around Rs. 10000 for online shopping from Myntra.
  • To avail of this benefit, you need to enter the Coupon Code “MYZONE” while making the payment on Myntra.

Lounge Access

  • Axis Bank My Zone Credit card offers 1 Complimentary access at the Airport lounge. You will enjoy various discounts on lounge services and enjoy the best deals at selected airports in India.

Eligibility Criteria for Axis Bank My Zone Credit Card

To apply for the Axis Bank My Zone Credit Card you should fit in this eligibility criteria for further process-

Age of Cardholder

If you want to apply for Axis bank My Zone Credit card, your age should be between 18 to 70 years.

Add On Member

If you want to add your family member with this credit card, then the minimum age should be at least 15 years.

Indian Citizen

The applicant obtaining the My Zone Credit card should be an Indian citizen. Also, Non-resident Indians are eligible to apply for Credit Card.

Important Documents You Require to Submit

Before applying for My Zone Credit Card, you need to collect the photocopy or make a soft copy of the below-listed documents-

Resident Proof

  • Passport
  • Adhaar Card
  • PAN Card
  • Ration Card

Identity Proof

  • Voter Id Card
  • Adhaar Card
  • Driving License
  • PAN Card
  • Passport

Income Proof

  • PAN Card
  • Form 16
  • Income Tax Return Copy of past recent months
  • Salary Slips
  • Form 16

Terms and Conditions to Enjoy Best Deals of My Zone Credit

These are the following terms and conditions that you need to follow for Axis Band India Credit Card usage-

  • For EMIs, the minimum transaction amount is Rs. 2500.
  • You will be charged a processing fee of 1.50% for internet banking service.
  • You cannot use offers upon shopping along with other offers.
  • The minimum online purchase should be Rs. 3499.
  • For online shopping on Myntra, the minimum transaction amount is Rs. 1999.
  • You can contact Axis Bank by dialing toll-free number 1860-419-555 or 1860-500-5555 for converting your EMIs.

Fees and Charges of Axis Bank My Zone Credit

These are the fees and charges for Axis Bank My Zone Credit-

Joining Fee

You need to pay the joining fee of Rs. 500 for obtaining Axis Bank My Zone Credit.

Annual Fee

The Annual fee for Axis Bank My Zone Credit is Rs. 500.

Cash Payment Fee

You will have to pay Rs. 100, if you pay your outstanding dues through cash.

Finance Charges

Axis Bank charge 3.7% every month as financial charges for Axis Bank My Zone Credit

Cash Transactions

The minimum charge for cash withdrawal through Axis Bank Credit, is Rs. 500. The rate of cash withdrawal is 2.5% on the total amount.

Foreign Currency Transaction

You can also use Zone Credit abroad for purchasing anything. The charges for foreign currency transaction is 3.5% of the total amount.

Fee for Late Payment
  • Rs. 1000 for payment between Rs. 101-Rs. 300
  • Rs. 300 for payment between Rs. 301- Rs. 1000.
  • Rs. 500 for payment between Rs. 1001-Rs. 5000.
  • Rs. 600 for payment between 5001-Rs. 20,000.
  • Rs. 700 for payment of more than 20,000.

Frequently Asked Questions

What is the cashback limit for movies with My Zone Credit?

With the My Zone Credit, the maximum limit for cashback is Rs. 1000 every calendar year.

What is the annual fee of Axis Bank My Zone Credit Card?

The Annual Fee for Axis Bank My Zone Credit is Rs. 500.

Is it possible to withdraw money with Axis Bank My Zone Credit?

Yes, you can also withdraw cash through Axis Bank My Zone Credit Card. You can visit any ATM and withdraw the cash accordingly within the limit from Zone easy credit card.

How to apply for My Zone Credit?

To apply for My Zone Credit you can visit Axis Bank Country Website connect or you can check the blog How to apply for Axis Bank Credit.

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