Home Credit Personal Loan

Instant Home Credit Personal Loan Online. Get instant approval & receive money directly to your bank account within 10 mins.

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Home Credit Personal Loan is a perfect short-term unsecured loan offered online. This short-term loan can range from 1.5 years to a maximum of 4 years. The application process is quite seamless &easy.

Any Indian resident who is above 19 years of age with a stable monthly income, is eligible for a Home Credit personal loan. Home Credit loan amount can be ranged from 25,000 to 2,00,000.

Interested borrowers including existing home credit customers can apply for cash loans through Home Credit app or through the Roopya platform. We at Roopya will provide you instant online approval through an internet banking facility.

Why Go For Home Credit Personal Loan Online?

Applying for instant Home Credit Personal Loan Online has several beneficial features that make the loan appealing and convenient to the customer.

  • The available loan quantum is convenient for people who don’t want to borrow a lot.
  • A borrower gets flexible repayment tenure.
  • The rate of interest is more competitive.
  • The processing fee to be paid is quite low. [0% – 0.5% of personal loan amount]
  • 100% complete paperless loan application process makes it easy to apply for a personal loan from anywhere and at any time.
  • The required personal details for Home Credit personal loan are much less, even lesser for existing Home Credit customers.
  • While applying for the Home Credit personal loan online, there are no hidden charges that may increase your repayment burden.
  • Zero credit history details is required to apply for the Home Credit Online.
  • To apply for an instant Home Credit personal loan, no collateral or guarantor is mandatory.
  • Once you have applied for the Home Credit personal loan online, the instant loan amount can be disbursed within an hour into your active bank account.
  • The preclosure facility is also available without any charges.
  • Home Credit Cash Loan is available in 300+ Indian cities [Chennai, Kolkata, Bangalore, Pune, Hyderabad, and many more].

Visit Compare Personal Loan page, to get best deal.

Avail Personal Loan within 1 Hour

Home Credit offers a personal loan facility through Roopya, which has an instant loan approval facility for selected cities. This instant approval personal loan of Home Credit India makes life easier for Home Credit customers who have financial needs.

Without any unnecessary additional documents or added services, customers can get funds to fulfill their financial requirements. This can be life saving for home credit customers who need instant cash for medical expenses.

In addition, Home Credit India’s personal loan has affordable interest rates which are added service to customers of top up loan for home renovation.

Details for Home Credit Personal Loan

Loan Amount: Rs. 25,000 to Rs. 2,00,000

Tenure: Up to 4 years

Interest Rates: 19% to 49% annually.

Processing Fees: 0% to 0.5%

Preclosure Fees: 0% (Allowed after the first six months)

For more details, contact Home Credit customer care.

Eligibility Criteria for Cash Loans

Age: 19 years and above

Minimum Income: Rs. 10,000/ month

Profession: Salaried individual

Nationality: Indian

Documents Required for Home Credit India Personal Loan

Following documents will be required to apply instantly for the Home Credit Cash personal Loan Online.

  • PAN Card
  • Valid address proof (Voter’s ID card/ Aadhaar Card/ Passport/ Driving License)
  • Bank account (along with net banking facility)


Here are the answers to some frequently asked questions that applicants may have regarding the Home Credit Cash Loan.

What are the modes available to repay the Home Credit Cash Loan?
  • To repay your Home Credit personal loan, you can select any of the following options.
  • Pay through the official website of Home Credit.
  • Pay on the official mobile app of Home Credit.
  • Authorized branches of Axis Bank and ICICI Bank receive offline repayments.
  • Pay through Vodafone MPesa, PayU, Paytm.
  • Or you can pay using your debit card, credit card, net banking, UPI, or e-wallets.
Is there any preclosure facility available?

Yes, the conditional preclosure facility is available after the successful payments of the first 6 emi paid with zero pre-closure fees.

What can I do if there is no Home Credit point near me?

You can contact the customer care department of Home Credit on 91-1246628811 or 1800-121-6660, and they will help you to find your nearest Home Credit point.

Customer care email id: onlineloan@homecredit.co.in

What should I do if I don’t get the loan documents on time?

In case you haven’t received the loan document yet, you can email and a representative will contact you to resolve the issue.

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