ICICI Bank Rubyx Credit Card

ICICI Bank Rubyx Credit Card by ICICI Bank comes with amazing endless features. Along with that, it comes with a unique customization feature for customers with several features. It comes with a PIN and a Chip that ensures you get a fast and secure transaction.

How to Apply for ICICI Bank Rubyx Credit Card with Roopya?

Want to apply for ICICI Bank Rubyx Credit Card? Follow these simple steps.

1. Visit: Credit card application form
2. Just follow simple steps & fill in a few details.
3. Get instant credit approval & we will send the credit card to your address.

If your application is approved, you will receive a confirmation message on your registered number. An executive will call you to further the process accordingly.

Here we will talk about the ICICI Bank Rubyx Credit Card, its features, eligibility criteria, application process, and many more. To know more details of this credit card, read below-

Want to compare with other cards? Visit: Compare credit cards

Features Of ICICI Bank Rubyx Credit Card

Joining Benefits

The cardholders of ICICI Rubyx Card can explore awards for popular products. The first is the joining benefit. with this benefit, you will get Sennheiser HD219 headphones. As soon as you pay the joining benefit, you will receive the headphones in the next 30 days.

Annual Fee Waiver

The next feature of the ICICI Bank Rubyx Visa Credit Card is that you will get a waiver on your annual fees. From the second year, the customers have to pay the annual fees worth Rs. 2000 along with the GST. But, if your previous year’s spend reaches up to Rs. 2,50,000, then you will not have to pay the annual fee.

Fuel Surcharge Waiver

Another feature of the ICICI Bank Rubyx Visa Credit Card is the fuel surcharge waiver. In this benefit, the cardholders will get a 2.5% waiver on fuel transactions from any petrol pump across India. However, the maximum transaction for the waiver should be Rs. 4000.

Easy and Safe Transactions

We have already mentioned that the ICICI Bank Rubyx Visa Credit Card comes with a PIN and chip feature. It means that you can use a credit card for making transactions without any worry. The PIN and chip make it secure and protect you from any fraudulent transaction.

Reward Points Bonus

Another major benefit of ICICI Bank Credit is the reward points facility. The customers get a personalized plan as according their needs. Along with that, you can change the reward plans at the interval of six months.

Read more: Flexible reward points

These are the following rewards plan that you will get with the ICICI Bank Rubyx Credit Card.

Milestone Benefit

According to the ICICI Bank Country Websites after the payment of joining, you will be eligible for the Milestone Benefit. These are the milestone benefit that you can get.

• You will get PAYBACK Points of 1500 for spending Rs. 1 lakh within the anniversary year.
• You will get PAYBACK Points of 3000 for spending Rs. 3 Lakh in the previous anniversary year.

Furthermore, the cardholders will get up to 15000 points as PAYBACK every year. So now, you can use the PAYBACK facility for shopping and other uses.

Privileges of ICICI Bank Rubyx Credit Card

The ICICI Bank Rubyx Credit Card comes with numerous privileges that open new opportunities to enjoy a luxurious lifestyle. Some of the privileges of the ICICI Bank Rubyx Credit Card are as follows.

Travel and Shopping

In this privilege, you will 2 complimentary access to the airport lounges every quarter. shopping and travel worth Rs. 5000. Along with that, you will also get 2 access to railway lounges every quarter.

Complimentary Rounds of Golf

For spending Rs. 50,000 in the last calendar month, you will get a complimentary benefit of a golf round.

Entertainment Benefit

With the ICICI Bank Rubyx Visa Credit Card, the users also get a 25% discount on the purchase of 2 tickets with INOX and BookMyShow. You can avail of this benefit for two times in a month.

Fees and Charges

These are the fees and charges of the ICICI Bank Rubyx Visa Credit Card.

• Joining Fee- Rs. 3,000
• Annual Fee- Rs. 2000
• Late Payment Fee- No charges for due payment less than Rs. 100. For Rs. 100 and Rs. 500-Rs. 100.
• For Rs. 501- Rs. 10,000- Rs. 100.
• For an amount more than Rs. 10,000-Rs. 750.
• Finance Charges-3.40% every month.

Eligibility Criteria

The eligibility criteria for the ICICI Bank Rubyx Visa Credit Card are as follows.

• Age- The applicant’s age should be 23 years or above.
• Credit Score- You must have a perfect credit score to apply for Rubyx Credit Cards.
• Nationality- You should have Indian citizenship.

Required Documents

The important documents required to apply for the ICICI Bank Rubyx Visa Credit Card are as follows.

• Identity Proof
• Address Proof
• Form 16 or PAN Card
• 1 Passport size Photograph

Similar Cards List with Fee and Rewards

These are some similar cards that can offer you a great deal as ICICI Bank Rubyx Visa Credit Card along with the joining fee.

• Standard Chartered Ultimate Credit Card
• HDFC Diners Club Black Credit Card
• SBI Prime Advantage Credit Card
• Axis Bank Select Credit Card

FAQs

How to apply for ICICI Bank Rubyx Visa Credit Card?

To apply for ICICI Bank Rubyx Visa Credit Card, you can visit the website ICICI bank country or apply directly from our website roopya.com.

Can I avail of the offers by ICICI Bank Rubyx Visa Credit Card online?

Yes, you can avail of various bank offers. Apply online directly from roopya. com.

What are the facilities of ICICI Bank Credit Cards?

The ICICI Bank Credit Cards have various facilities such as customizable reward points, privileges such as complimentary lounge access, discounts on shopping, traveling, entertainment, and many more.

Is ICICI Bank Rubyx Visa Credit Card free?

No, ICICI Bank Rubyx Visa Credit Card is not free. To avail of the ICICI Bank Rubyx Visa Credit Card, you have to apply for the credit card. Also, you have to fit in the eligibility criteria.